Jesus Molinier, director general of The Logic Value: “ the thrust of the CDTI and the FEDER has enabled us to bring sustainability to smes ”

Sustainability is not just an ethical commitment, but has become a requirement increasingly present in the financing, investment and enterprise competitiveness. However, for smes access to reliable and comparable assessments with regard to the climate and ESG PERFORMANCE criteria (environmental, social and governance) remains a challenge.

The valencian company specialized in technological solutions for the financial sector The Logic Value has assumed this challenge with a project that develops a tool capable of integrating and generate ESG PERFORMANCE metrics adapted to the reality of the medium-sized and small businesses.

It combines the own technology advanced algorithms and public sources of data to fill a gap that exists for financing green as to the traceability of value chains. The initiative was supported by the CDTI Innovation and co-financing of european funds ERDF, support that, in the words of jesus Molinier, director general of the company, “ is one of the reasons why we managed to resist in the most difficult moments ”.

“ when we started in 2015, the resources that we had were scarce and the likelihood of success, minimal. In this regard, in the first draft, the CDTI entrusted in The Logic Value. With regard to conditions, which would highlight is the long term for referral back, low interest rate and the non-refundable for being in an area ERDF. Thanks to this first support of CDTI, shareholders and other investors were more receptive to make enlargements and lending participatory, which enabled us to continue to innovate, win customers and to move forward in a process of maturation very demanding while we are trying to gain traction. ”

In the financial analysis to the climate assessment

The trajectory of the company began with a university project of valuation of companies listed. Today, the company maintains a 70% of capital in the hands of its founders, employees and investors, and has a team of 16 people, of which three are working on R & D.

With a solid experience in the banking sector — to work to entities such as, Andbank CaixaBank, Abanca or Mapfre — signature found that the information vacuum ESG PERFORMANCE in smes not only limited their opportunities for sustainable financing, but also affects climate traceability of value chains.

“ large corporations have resources to develop detailed ESG PERFORMANCE reports. Instead, the smes, albeit efficient or innovative in sustainability, does not have the tools to prove it. This results in that they fall outside of certain markets or lines of financing, ” explains Molinier.

Modular and scalable technology

The new platform has been built with a modern architecture: React to the expert in the .NET backend and as PostgreSQL database. The modular design and allow the APIs open its integration with third party systems, which is crucial for use by banks, insurers or large corporations that manage supplier networks.

The solution is also prepared to scale in environments of containers as Docker or Kubernetes. “ It was essential that the system could grow and adapt without compromising performance and security ”, points to the director-general. This ability to climb “ has been possible to keep it with the support of the CDTI and ERDF, which have enabled us to continue to invest in talent in our own technology and even in phases of uncertainty ”, stresses.

To overcome the lack of data

One of the most important challenges was the absence of standardized ESG PERFORMANCE data for smes. The team addressed through a combination of integration of open sources and estimation algorithms for key metrics. “ We had to adapt international frameworks with the factual context of smes, to simplify without losing rigour. There is No point processes require a multinational, but give them Useful and comparable indicators, ” Molinier.

The project also incorporates the analysis of the physical climate risk open database, integrating climate impact with geographical and sectoral information. For the presentation of results, it has opted to clear explanations visualizations and accessible to users without previous experience in sustainability.

Display The Logic tool Value

Competitive advantages compared to other solutions

The tool of The Logic Value stands out for its ability to assess firms with low reporting, which made it especially valuable in markets where the information available is limited. “ Algorithms allow combining financial and climate data for estimating ESG PERFORMANCE metrics even in the absence of comprehensive reports. So we achieve more firms to enter the radar of sustainability, ” says Molinier.

This benefit has a direct impact on the financial sector, which will be able to assess more accurately portfolios, align themselves with frameworks, such as the taxonomy union or the rules of procedure of Dissemination of sustainable finance (SFDR, in its initials in english), and comply with regulatory requirements for sustainability.

A tool for accelerating sustainable transition

Beyond comply with regulations, the platform has a clear objective of positive impact. Makes it easier for smes and owned can show its performance in sustainability and gaining access to financing green or to large contracts requiring ESG PERFORMANCE metrics. “ We want smes not only respond to what a bank or its customers, but identify what they can improve and how to align itself with the objectives of decarbonisation ”, points to the director-general.

This promotes a value chain more transparent and sustainable development, where large companies and financial institutions had reliable information on its trading partners.

Road map and vision

In the next five years, The Logic Value expected a continuous improvement of the tool, reinforced by the progressive ESG PERFORMANCE data availability in the short term, the focus will be on consolidating its use in the domestic market, with particular attention to industrial sectors and suppliers with high levels of environmental impact.

The international expansion is gradually, prioritizing markets with regulatory frameworks that are close to the european. “ Our philosophy is clear: grow well, do not grow fast. Worshipping the quality of service and client satisfaction to an accelerated expansion ”, stresses Molinier.

Display The Logic tool Value

Transformation of the financial and corporate sector

Molinier believes that tools like this can play a key role in the transformation towards a more sustainable economic model. “ If we can give more actors have access to reliable information, we will expand ESG PERFORMANCE opportunities for smes, we will improve the management of risks and make progress towards a fairer financial system and aligned with the climate challenges, ” says.

The final message is optimistic but realistic: “ it is not just about to meet, but to understand that the well-run sustainability is a competitive advantage. And that these come at all levels of entrepreneurial fabric, we need technology, data and the involvement of all actors ”.

CDTI Innovation

The centre for technological development and innovation, CDTI E.P.E. is a public company under the ministry of Science, innovation and universities, whose goal is the promotion of technological innovation in business. The CDTI mission is to ensure that the business fabric english generates and transform knowledge into growth científico-técnico globally competitive, sustainable and inclusive. By 2024, within the framework of a new strategic plan, the CDTI provided more than $2.3 billion euros of support for business startups and spain.

More information:

Office of the press
prensa@cdti.es
91-581.55.00

On The Internet
Website:www.cdti.es
In Linkedin:https :// www.linkedin.com/company/29815
X:https :// twitter.com/CDTI _ innovation
On Youtube:https :// www.youtube.com/user/CDTIoficial

This content is copyright © 2025 CDTI, Soes. Permitted for use and reproduction by quoting the source and digital identity of CDTI (@CDTI _ innovation).